Auto Dealerships

Tailored Insurance for Dealership Operations

Auto dealerships face a unique combination of retail, service, and financial risks. From garage keeper's liability and dealer open lot coverage to F&I compliance exposure, dealerships require specialized insurance programs. Neil Jesani Risk Management serves single-point operators and multi-location dealer groups with comprehensive dealership insurance solutions.

Industry-Specific Risks

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Garage keeper's liability for customer vehicles in service

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Open lot exposure for inventory (hail, flood, theft)

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F&I compliance and consumer protection claims

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Test drive and demonstrator vehicle accidents

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Employment practices claims for sales and service staff

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Environmental liability from service bay operations

Recommended Coverage

General Liability

Commercial Property

Commercial Auto & Fleet

Workers' Compensation

Professional Liability / E&O

Umbrella / Excess Liability

Industry Statistics

$2.1M

Avg Dealer Open Lot Hail Claim

14,000+

Dealership Slip-and-Fall Claims (Annual)

$350K

F&I Compliance Fines (Avg)

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Related Coverage & Locations

Commercial Property Insurance

Commercial property insurance covers buildings, equipment, inventory, and business personal property against physical loss or damage.

General Liability Insurance

General liability insurance covers third-party bodily injury, property damage, and personal/advertising injury claims.

Workers' Compensation Insurance

Workers' compensation provides medical benefits and wage replacement for employees injured on the job.

Commercial Auto & Fleet Insurance

Commercial auto insurance covers vehicles used for business purposes, including owned, hired, and non-owned autos.

New Jersey

Comprehensive Insurance Services Across New Jersey

New York

Insurance Brokerage Services Across New York State

Florida

Insurance Advisory Services Across Florida

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Protect Your Auto Dealerships Business

Our team specializes in building comprehensive insurance programs for auto dealerships companies. Contact us to discuss your specific risks and coverage needs.

Call (800) 755-3469

Discovery

We sit down with you and ask the questions most brokers never do — your assets, your family, your business, your goals.

Strategy

We map your full risk picture and design a coordinated program that strengthens coverage and reduces your total cost of risk.

Execution

We place your program with elite carriers and handle every detail — applications, underwriting, and transitions.

Ongoing Optimization

Your advisor reviews your program as your life evolves — new assets, new ventures, new exposures — so coverage never falls behind.